DeHaat Dhaan Fasal Bima Yojana

Rice is India's most important grain crop. It contributes 43% to the country's total food grain production. Rice is the staple food for more than 60% of the world's population. Among the countries cultivating rice globally, India ranks first in terms of area under rice cultivation and second in production, following China. In 2022, India produced 196,245,700 tons of rice.

According to various statistics, each year a large amount of rice crop is destroyed due to adverse weather conditions such as floods, droughts, extreme temperatures, etc., causing significant losses to farmers. To address this issue, both the central and state governments provide crop insurance to support the farmers financially. Additionally, many private organizations, like agri-tech firms, also offer insurance coverage for various crops based on the weather. This allows farmers to receive compensation for damaged crops.

DeHaat Dhaan Fasal Bima Suvidha

These days, many organizations are offering insurance services to farmers for their crops. However, to get insured, farmers need to submit various documents and comply with terms and conditions. Additionally, when claiming insurance, farmers often have to visit offices and banks multiple times. This process is time-consuming, and sometimes the claim payment is not received. To protect farmers from such problems, DeHaat has introduced the DeHaat Dhaan Fasal Bima Suvidha.

This Kharif season, if you are cultivating paddy, you can get free crop insurance or paid crop insurance from DeHaat to get relief from the damage caused to your crops in case of adverse weather. You don't need to repeatedly visit offices or DeHaat centers for this. You can easily insure your paddy crop through digital means. There is also no long waiting period to receive the insurance claim amount.

Types of DeHaat Dhaan Fasal Bima

• Free Insurance: DeHaat provides free crop insurance for farmers on the purchase of all varieties of paddy seeds. Under this scheme, if the seeds do not germinate, you will be compensated with an amount equivalent to the value of the paddy seeds you purchased. Additionally, this insurance protects against damage due to excessive rainfall or below-average rainfall.
• Paid Insurance: For paid insurance, you need to pay a predetermined premium amount. This insurance covers protection against excessive rainfall, below-average rainfall, low temperatures, and high humidity. You can claim compensation for crops damaged in any of these conditions. The claim amount is directly transferred to your bank account.

Benefits of DeHaat Dhaan Fasal Bima Suvidha

• There is no need for extensive traveling around to submit necessary documents for DeHaat insurance coverage.
• Insurance coverage can be obtained with minimal paperwork.
• Accurate weather information is provided via satellite.
• Crop damage is calculated using satellite technology.
• Insurance claim payments are directly credited to your bank account.
• There is no need to wait for a long time to receive the insurance claim payment; you can receive the claim payment in a very short time.

Important Note

• You can visit the nearest DeHaat Centre to get the DeHaat Dhaan Fasal Bima Suvidha.
• For more information on the DeHaat Dhaan Fasal Bima, contact the toll-free number 1800-1036-110.

Have you ever insured your paddy crops? Share your answers and experiences with us in the comments. If you have any questions related to the  DeHaat Dhaan Fasal Bima Suvidha, feel free to ask us in the comments or call our toll-free number 1800-1036-110. For more information about DeHaat's products and other services, follow the 'DeHaat' channel now. Also, don't forget to like and share this post to spread this information to other farmers.

Frequently Asked Questions (FAQs)

Q: How do you get crop insurance?

A: You can avail crop insurance through various government and private insurance schemes. Before getting the insurance of your choice, carefully read all the terms and conditions.

Q: Which crops are covered under crop insurance?

A: In India, the government provides insurance coverage for rice, millet, other grain crops, pulses, oilseed crops, vegetables, and fruits, as well as crops like cotton and sugarcane. The crops covered under insurance may vary based on different insurance schemes and states.

Q: What documents are required for crop insurance?

A: To get crop insurance, you need to have certain documents. These include an Aadhaar card, bank account passbook, khasra number (a type of land record), sowing certificate, documents related to land from the concerned village official, etc.

Q: How much money do you get from crop insurance?

A: The amount of money you can receive from crop insurance in India depends on various factors. These include the type of crop, the area under cultivation, the level of coverage, and the extent of crop damage. Additionally, different schemes by the central and state governments have set different minimum and maximum payment amounts for different crops. The payment amount set by private companies can also vary according to their terms and conditions. Therefore, it is important to carefully read all the terms and conditions before purchasing insurance.