Jharkhand Krishi Rin Mafi Yojana: Benefits and Application Process

Dr. Rameshwar Oraon, the Finance Minister of Jharkhand, announced the Jharkhand Krishi Rin Mafi Yojana during the 2024-25 budget session. Under this scheme initiated by the Jharkhand government, loans of small and marginal farmers who are unable to repay them will be waived. According to the state finance minister, loans ranging from ₹50,000 to ₹200,000 rupees will be waived. So far, more than 400,000 farmers have benefited from this scheme. In this post, we will learn about the objectives, benefits, and important documents required for application, and the application process of the Jharkhand Krishi Rin Mafi Yojana.

Main Objectives of Jharkhand Krishi Rin Mafi Yojana

• The main objective of the Jharkhand Krishi Rin Mafi Yojana is to provide relief to the state's farmers from the burden of agricultural loans.
• This helps the farmers to develop holistically in the agricultural sector.
• The scheme aids farmers by freeing them from loans, thereby helping them avoid economic difficulties.

Benefits of Jharkhand Krishi Rin Mafi Yojana

• The debts of all farmers in the state will be waived through the Jharkhand Krishi Rin Mafi Yojana.
• Under this scheme, the state government will waive off farmers' debts ranging from ₹50,000 to ₹2,00,000.
• Farmers who are unable to repay their loans can benefit from the Jharkhand Krishi Rin Mafi Yojana and get their debts waived by the government.
• Farmers will be relieved from agricultural loans, which will help them become self-reliant.

Terms and Conditions of Jharkhand Krishi Rin Mafi Yojana

• The applicant farmer must be a permanent resident of the state of Jharkhand.
• Only farmers who are over 18 years of age can apply for this scheme.
• Only those farmers who have taken a loan before March 31st, 2020, are eligible to apply for this scheme.
• The benefit of this scheme can be availed by only one member of a family.
• Small and marginal farmers who have taken a loan through the Kisan Credit Card can apply for this scheme.
• Farmers who cultivate on their land or leased land are eligible to apply for this scheme.

Important Documents for Jharkhand Krishi Rin Mafi Yojana

To apply for the Jharkhand Krishi Rin Mafi Yojana, you need to have the following documents:

• Aadhaar Card
• Kisan Credit Card
• Ration Card
• Income Certificate
• Residence Certificate
• Caste Certificate
• Ration Card
• Bank Account Passbook
• Kisan Credit Card
• Mobile Number
• Passport Size Photo

Online Registration Process of Jharkhand Krishi Rin Mafi Yojana

• To apply online for this scheme, first, go to the official website of the Jharkhand government. If you prefer, you can also visit the official website of the Jharkhand government by clicking on the link provided at the end of this post.
• On the homepage of the official website, click on the 'Beneficiary Registration' option.
• A new page will open. Enter your Aadhaar number here.
• After entering the Aadhaar number, all the details of the farmer's bank will be displayed.
• Next, enter your mobile number and click on the 'Proceed' button.
• Now, the application form will open. Fill in all the required information.
• Then upload the necessary documents and click on the 'Submit' option.
• After submitting, you will receive a receipt of the application, which you can print and keep safe.
• Through this process, you can apply online for the 'Jharkhand Krishi Rin Mafi Yojana'.

Official website of the Government of Jharkhand: https://jkrmy.jharkhand.gov.in/

Have you taken benefit of the 'Jharkhand Krishi Rin Mafi Yojana'? You can share your experiences and any agriculture-related questions with us by commenting below. If you find the information provided in the post useful, please like it and share it with your other farmer friends. Also, be sure to follow the 'Farmer's Scheme' channel for more information about government schemes run for farmers.

Frequently Asked Questions (FAQs)

Q: How to apply for the Jharkhand Krishi Rin Mafi Yojana?

A: You can apply for this scheme online. For this, you need to visit the official website of the Jharkhand Government: jkrmy.jharkhand.gov.in and apply.

Q: How much loan amount is waived off through the Jharkhand Agriculture Loan Waiver Scheme?

A: Under this scheme, loans ranging from ₹50,000 to ₹2 lakh can be waived off. Before applying for this scheme, make sure to check your eligibility. As per the rules, only farmers 18 years of age or older from the state of Jharkhand can apply. Also, please note that only one member of a family will benefit from this scheme.